Terms of Use

Income, Inc. provides commercial credit education, vendor reporting strategy, business credit profile buildout, and related commercial credit profile services for operating businesses.

Income, Inc. is not a lender, broker-dealer, investment adviser, law firm, or credit repair organization.

This website is intended for business owners, business operators, and authorized representatives of operating businesses.

By submitting an inquiry, you represent that you are at least 18 years old and authorized to provide information on behalf of the business named in the inquiry.

Income, Inc. focuses on commercial credit profile infrastructure.

Services may include commercial credit education, vendor reporting strategy, trade history review, business credit profile buildout, commercial credit profile review, and coordination with independent third-party vendors or service providers.

Income, Inc. does not report tradeline data in-house.

Income, Inc. does not provide consumer credit repair services.

Income, Inc. does not remove negative consumer credit items, dispute personal credit reports, or represent consumers before consumer credit bureaus.

Income, Inc. may coordinate with independent third-party vendors, reporting providers, data furnishers, or commercial credit ecosystems that may report commercial tradeline data.

Income, Inc. does not report tradeline data in-house.

Income, Inc. does not control whether any third party reports data, when data is reported, how data is accepted, how data appears on a commercial credit file, or how any bureau, vendor, lender, bank, credit provider, or reporting ecosystem interprets that data.

All third-party reporting, bureau treatment, score calculations, credit decisions, and vendor approvals are controlled by independent third parties.

Income, Inc. does not guarantee:

• Approvals
• Funding
• Credit limits
• Reporting timelines
• Credit score changes
• Business credit score changes
• Tradeline results
• Vendor approvals
• Lender decisions
• Financial outcomes
• Bureau acceptance
• Commercial credit file changes

Any references to commercial credit, vendor reporting, trade history, credit profile buildout, commercial credit depth, or capital preparation are informational and service-related only.

Income, Inc. does not issue loans, extend credit, underwrite applications, approve credit, broker loans, or make lender decisions.

Any future credit decision is made by third parties at their own discretion.

Content on this website is for general informational purposes only.

Nothing on this website is financial, legal, tax, investment, lending, or credit repair advice.

You should consult qualified professionals before making financial, legal, tax, lending, or credit-related decisions.

Submitting an inquiry does not create a client relationship.

Income, Inc. may review inquiries and respond if there is a potential fit.

Income, Inc. may decline any inquiry at its discretion.

A client relationship is created only through a written agreement signed or accepted by Income, Inc. and the client.

You agree that information submitted through this website will be accurate, complete, and authorized.

You agree not to submit false, misleading, unauthorized, or fraudulent business information.

Income, Inc. may decline or discontinue review of any inquiry that appears incomplete, inaccurate, unauthorized, misleading, or inconsistent with the company's services.

You agree not to use this website or Income, Inc. services for fraud, misrepresentation, false identity creation, false business records, unauthorized credit activity, or any unlawful purpose.

Income, Inc. may refuse service, terminate access, or decline an inquiry if misuse is suspected.

All content on this website, including text, design, graphics, brand assets, logos, page structure, and related materials, is owned by Income, Inc. or its licensors.

You may not copy, reproduce, distribute, modify, scrape, or use website content for commercial purposes without written permission.

You agree not to:

• Submit false or misleading information
• Attempt unauthorized access to the website
• Interfere with website security
• Use the website for unlawful purposes
• Scrape, copy, or misuse website content
• Impersonate another person or business
• Misrepresent business ownership or authorization
• Attempt to reverse engineer, disrupt, or damage site systems

This website may link to or integrate third-party tools, forms, analytics systems, email providers, vendors, reporting providers, outreach platforms, or external websites.

Income, Inc. is not responsible for third-party websites, policies, reporting systems, content, services, decisions, or outcomes.

By submitting an inquiry or engaging with Income, Inc., you agree that Income, Inc. may contact you using the information provided, including by email, phone, or text message.

Income, Inc. may communicate through company-owned domains, authorized outreach domains, third-party domains, authorized representatives, contractors, third-party communication platforms, or service providers acting on behalf of Income, Inc.

You agree that communications from authorized Income, Inc. representatives may come from domains or email addresses other than theincomeinc.com.

Any use of alternative outreach domains must not misrepresent the sender, impersonate another company, or conceal that the outreach relates to Income, Inc. or its services.

You may request that Income, Inc. stop contacting you by emailing info@theincomeinc.com or by following the unsubscribe or opt-out instructions included in the message.

Opt-out requests should be honored across Income, Inc. outreach systems, authorized representatives, service providers, and authorized outreach domains.

This website is provided "as is" and "as available."

Income, Inc. makes no warranties about website availability, accuracy, completeness, performance, security, or results from using the website.

To the fullest extent permitted by law, Income, Inc. will not be liable for indirect, incidental, consequential, special, punitive, exemplary, or lost-profit damages arising from use of this website, reliance on website content, submitted information, third-party vendor activity, third-party reporting, credit outcomes, business decisions, outreach communications, or inability to use the website.

You agree to indemnify and hold Income, Inc. harmless from claims, damages, liabilities, costs, or expenses arising from your use of the website, your submitted information, your business representations, third-party vendor activity, misuse of business credit systems, communication with Income, Inc., or your violation of these Terms.

Income, Inc. may update these Terms at any time.

Updates will be posted on this page with a revised effective date.

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.

Questions about these Terms may be sent to: